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Policy

It is important you make only the best financial decisions and we at understand that and to therefore have some protection from loan providers or other businesses that are untruthful and engaging in lending practices that are unethical and unlawful.

Trust and Truth

All of 's applicable practices and policies are in compliance with fair lending legislation like the Truth in Lending Act. This means the lender has to provide you in writing (written or electronic) pertinent information about all fees/rates/charges/roll-over charges prior to you entering a loan agreement, Visit the Rates and Fees section on this site for more information about what you need to consider before signing for a loan.

Fair Lending

The requirements of the Dodd-Frank Wall Street Reform Act stipulate all loan providers must use only "fair lending" practices. It is the scope of the Consumer Financial Protection Bureau to enforce fair lending rules and regulations.

Current State Regulations

It is an expectation of that its network of lenders abide by federal and state regulations regarding fees, rates, maximum terms of a loan, roll-over limits, the cooling-off period between loans, and all other loan terms. Lenders that have federal acknowledgment as an Indian Entities Recognized Tribe are seen as independent sovereign nations and may not have to follow local law regarding rates, fees and other loan terms, however they are still required to conform to federal lending laws such as the Truth in Lending Act.